Angelique Timmer is the Chief of Impact at KoinWorks, Indonesia’s leading credit-led MSME neobank, where she oversees impact investing and ESG strategies to fuel business growth. KoinWorks is enabling financial access for underserved MSMEs through digital financial solutions and non-financial MSME toolkits.

With over 20 years of global experience in the financial sector, Angelique is a seasoned leader and entrepreneur who drives business impact and sustainability in emerging markets. She is dedicated to designing innovative financial solutions, expanding digital finance, and humanising fintech. Passionate about unlocking human potential and empowering female leadership, she creates financial products that foster social equity, enhance MSME access to capital, and promote environmental sustainability, positioning KoinWorks as a trailblazer in Indonesia’s fintech revolution.